LOW COST HOME LOANS

ST. CLOUD 320-252-2841, MONTICELLO 763-295-4411 or TOLL FREE 888-850-2265

Today's Featured Rates

30 Year Fixed Rate
 Rate  APR  Points
 4.375%  4.436%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.750%  3.856%  0.000%
3 Year Adjustable Rate
 Rate  APR  Points
 3.625%  5.114%  0.000%
5 Year Adjustable Rate
 Rate  APR  Points
 3.625%  4.868%  0.000%
Assumptions



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Low Cost Home Loans
Save a lot of money in closing costs.
Great Rates
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Find out what you qualify for with no obligations. Get a pre-approval online now!
Full Service Lender
We underwrite, prepare loan documents and fund all loans. We will be with you from start to finish. You will not find a smoother process!


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Equal Housing Lender, Member FDIC
This is not an offer to enter into any agreement. Any offer may only be made pursuant to Subdivision 3 and 4 section 47.206 of Minnesota Statutes.
Conventional loans only.
Requires payment of third party fees and any required escrows.
Limited geographic area.


  • Providing Financial Services in Minnesota since 1939
  • Over 1 Billion in Home Loans originated since January 1996
  • Locally Owned and Managed
  • Headquartered in St. Cloud, Minnesota